Mortgage Portfolio Solutions

Transferring residential 1-4 collateral risks involves verifying insurance at loan origination as well as designing a cost-effective approach to maintaining residential 1-4 insurance on the collateral through the duration of your loan. In addition, lenders must be concerned with ensuring that their loan operations follow compliant and repeatable work flow processes.

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Mortgage Hazard Insurance

Lender-Placed Insurance for your residential mortgage portfolio delivered from Miniter Group is a cost effective, compliant approach to transferring this collateral risk.

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Blanket Mortgage Hazard Insurance

This policy protects the lender’s mortgage portfolio for property damage on a blanket basis without tracking and force-placing uninsured properties.

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Flood insurance

Transferring collateral flood risk on commercial and residential properties requires an approach that combines NFIP flood zones, FEMA regulations, and policies that are cost-effective for both the consumer and the borrower. 

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Mortgage Impairment Insurance

Mortgage Impairment coverage is required for all lenders that originate or service mortgages for Fannie Mae, Freddie Mac, Ginnie Mae or the Federal Home Loan Banks. These Government Sponsored Enterprises (GSEs) have very specific requirements for Mortgage Impairment and Mortgage E&O coverage.