White Papers

Miniter Group publishes white papers periodically to provide insight during industry or regulatory changes. These papers provide an in-depth view of current regulations as well as insight into future regulatory actions regarding force-placed insurance.


In addition to your complimentary white paper, we will automatically subscribe you to our compliance e-newsletter.

An Introduction to Borrower-CentricSM Insurance Tracking


Miniter’s Borrower-Centric insurance tracking is designed to enable our agents help your borrower maintain their own insurance.


This paper shows our borrower-centric results using three case studies where force-placed insurance premiums were reduced by greater than 50% and outbound notification letters were reduced by 70%.


Download this white paper to fully understand the benefits of borrower-centric insurance tracking.

An Introduction to Borrower-Centric Insurance Tracking
Hazard Insurance


Properly protecting your residential and commercial real estate portfolios requires excellent planning and execution. This white paper unveils the simple techniques used to design a robust and cost effective program to transfer collateral and operational risks from your loan servicing department.

Design a Cost-Effective Lender Hazard Insurance Solution
Vendor Management


This white paper will provide guidance on how to form a strong vendor management program that meets regulatory requirements and provides a long-term benefit to your institution.

Five Principles for a Strong Vendor Management Program
Download Our CFPB White Papers


By downloading and reading these two white papers, you will learn to navigate the complexities of lender-placed insurance regulation, as well as when and how to force-place and escrow loans; understand what must be done before force-placing a residential loan; and grasp techniques to easily refund premium within 15 days.

CFPB Guidance for Force-Placed Insurance
Nine Steps to CFPB Compliance for Force-Placed Insurance
Download Our Flood Insurance White Papers


Guide to Forced Placement Under the Final Rule for Loans in SFHAs
Force-Placed Flood Insurance — Myths, Confusion, and Today's Reality