Vehicle Loans - Miniter Group
Find information on how to protect your vehicle loan portfolio against risk using customized insurance solutions like VSI and CPI.
collateral protection insurance, CPI, vendor single interest insurance, VSI, vehicle skip tracing,
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Vehicle Loans

The Most Effective Options to Protect Your Vehicle Loan Portfolio


Transferring auto portfolio risks involves verifying insurance at loan origination as well as designing a cost-effective approach to maintaining insurance on the collateral through the duration of your loan. Whether you decide to use Blanket Vendor Single interest insurance (VSI), sometimes called Lender Single Interest (LSI) or Collateral Protection Insurance (CPI), Miniter Group has designed flexible delivery technologies to enable low-cost collateral risk transfer solutions for your auto portfolio.


When you choose Miniter as your vehicle portfolio solutions partner, we offer you the following options:

Blanket Vendor Single Interest Insurance (VSI)

A proven collateral risk transfer technique used by vehicle lenders to reduce net charge-off up to 18%. This program involves charging a small premium at loan origination, which can be excluded from the APR in most states.

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Collateral Protection Insurance

A traditional risk transfer technique involving dual interest coverage for both the borrower and the lender when uninsured damage occurs either before or after repossession.

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Guaranteed Auto Protection (GAP)

This product offers multiple benefits to the borrower, the lender, and the auto dealer. GAP will pay the difference in the gap between the outstanding loan balance and the borrower insurance settlement when the vehicle is totaled.

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Claims & Lien Holder Services

Claims service is critical to the operational efficiency of transferring collateral risk.  Miniter Group has invested in state-of-the-art claims processing for commercial, residential and vehicle claims.  In addition, we offer debt cancellation claims processing services to increase your per-claim recovery and reduce your net charge-offs.

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Skip Tracing

Miniter Group’s in-house skip tracing company was created specifically to eliminate the finger pointing associated with third-party skip tracers.  Our veteran skip tracers consistently deliver some of the highest locate ratios in the industry.

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