Vehicle Loans

Protect Your Vehicle Loan Portfolio with Collateral Protection Insurance and Blanket VSI Insurance

Transferring auto portfolio risks involves verifying insurance at loan origination as well as designing a cost-effective approach to maintaining insurance on the collateral through the duration of your loan. Whether you decide to use Blanket Vendor Single interest insurance (VSI), sometimes called Lender Single Interest (LSI) or Collateral Protection Insurance (CPI), Miniter Group has designed flexible delivery technologies to enable low-cost collateral risk transfer solutions for your auto portfolio.

Our Vehicle Loan Solutions

Blanket Vendor Single Interest Insurance (VSI)

Blanket VSI is a proven collateral risk transfer technique used by vehicle lenders to reduce net charge-off up to 18%. This program involves charging a small premium at loan origination, which can be excluded from the APR in most states.

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Collateral Protection Insurance

Collateral Protection Insurance is a traditional risk transfer technique involving dual interest coverage for both the borrower and the lender when uninsured damage occurs either before or after repossession.

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Guaranteed Auto Protection (GAP)

This product offers multiple benefits to the borrower, the lender, and the auto dealer. GAP insurance will pay the difference in the gap between the outstanding loan balance and the borrower insurance settlement when the vehicle is totaled.

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Claims & Lien Holder Services

Claims service is critical to the operational efficiency of transferring collateral risk.  Miniter Group has invested in state-of-the-art claims processing for commercial, residential and vehicle claims.  In addition, we offer debt cancellation claims processing services to increase your per-claim recovery and reduce your net charge-offs.

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Skip Tracing

Miniter Group’s in-house vehicle skip tracing company was created specifically to eliminate the finger pointing associated with third-party skip tracers.  Our veteran skip tracers consistently deliver some of the highest locate ratios in the industry.

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Contact Us to Learn More About Vehicle Loan Insurance Solutions

We’re here to provide you with the information you need to best serve your customers. Reach out to us at 781-982-3100 or fill out our contact form to learn more about our vehicle loan insurance solutions.

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