Miniter Blog & Newsletters

Miniter Group’s blog posts discuss collateral risk transfer for our lender’s portfolios. These blog posts provide insight and challenge the status quo of all that we do at Miniter Group. We look to improve our lenders’ and borrowers’ experiences every day. These blogs will highlight these improvements.

Miniter Adopts New IT Systems

Miniter Adopts New IT Systems

Miniter Group has concentrated on adopting new IT systems and platforms so that we can continue to improve our remote-based environment. These efforts reduce cost and labor overhead as we transition to being fully cloud-based in recent months.

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Quarter Two Newsletter, 2021

Quarter Two Newsletter, 2021

Miniter’s Q2 Newsletter issue of 2021 includes analysis on 2020 Force Placements, an article on FEMA’s Risk Rating 2.0, info about our Commercial Insurance Tracking webinar, Employee Spotlights, and a highlight on our tax tracking partner, Info-Pro Lender Services.

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Quarter One Newsletter, 2021

Quarter One Newsletter, 2021

In Miniter Group’s Q1 Newsletter issue of 2021, we will be discussing our upcoming webinar on RESPA Compliance Insurance Tracking since Dodd-Frank, employee spotlights, tracking technology updates, and why lenders should outsource mortgage insurance tracking.

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Quarter Four Newsletter, 2020

Quarter Four Newsletter, 2020

In our inaugural fourth quarter issue, we will be discussing COVID-19 and how it had impacted insuring our lenders’ portfolios and our insurance tracking operations. We look forward to publishing informative quarterly newsletters moving forward.

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Flood Insurance COVID-19

Flood Insurance COVID-19

This memo serves to update Miniter’s position regarding our COVID-19 insurance tracking based on new guidance available from the April 27, 2020 OCC update, the Federal Reserve Q&A published May 6, 2020, and the May 7, 2019 FDIC Q&A (updated).

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Miniter Group’s Complete Guide to VSI Insurance

Miniter Group’s Complete Guide to VSI Insurance

Take a deep dive into VSI insurance from the eyes of a 20 year veteran who has underwritten VSI for some of the largest indirect vehicle lenders in the country. Vender Single Interest Insurance history, how it works, proper underwriting and benefits to the lender will be covered in great detail. Are you considering VSI Insurance? If so, this is a must read!

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Miniter Group’s Complete Guide to Mortgage Impairment Insurance

Miniter Group’s Complete Guide to Mortgage Impairment Insurance

Mortgage Impairment Insurance is a critical component of a lender’s collateral risk transfer strategy. Mortgage Impairment not only covers uninsured physical damage, but it provides errors & omissions coverage for loan servicing that is required by secondary markets. This guide will provide the insight that a lender needs to understand mortgage impairment insurance.

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Miniter Group’s Complete Guide to Force-Placed Insurance

Miniter Group’s Complete Guide to Force-Placed Insurance

This guide provides the lender with a detailed overview of Force-Placed Insurance. Discussions include features & benefits, history of force-placed insurance, the lender-placed insurance policy, issues with the current force-placed insurance business model and the new Borrower-Centric insurance tracking module along with compliance and vendor management. This is a must-read for any lender using force-placed insurance.

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The Changing Landscape of Vehicle Portfolio Insurance

The Changing Landscape of Vehicle Portfolio Insurance

Prior to 2014, our claims data has shown Vendor Single Interest Insurance’s physical damage losses accounted for 90.5% of collateral losses, while skip losses made up the remaining 9.5%. However, Vendor Single Interest Insurance skip claims payments now represent 53 percent of total VSI Insurance payments up an incredible 550 percent since 2015. If you are experiencing higher than normal skips, this article will provide industry skip tracing data from on of the largest Vendor Single Interest Insurance providers in the country.

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