Your priority is to capture more loans and retain control of the transaction without increasing the risk.
You need shelf products that will grow revenue while adding and retaining borrowers through expanded loan criteria.
Build stable earnings with increased margins
No barriers to entry, and fully
delegated underwriting with no
Transfer the risk of default, while you retain ownership of the loan and relationship
Achieve customer lifetime value goals by lending to segments with higher utilization rates
It promises to retain your process, but every loan will become a case-by-case decision. This approach slows the process down and creates a mismatch with your tolerance for risk.